Austin Uninsured Accident Lawyer

Research in a 2017 study showed that 14% of all Texas motorists were uninsured in 2015 in a study conducted by the Insurance Research Council (IRC). When an accident occurs with an uninsured driver who is at fault, insured drivers or their insurance companies are forced into paying for the resulting damages and medical bills. Our Austin uninsured accident lawyers are here to help resolve these cases. An underinsured driver may not have adequate coverage to compensate high costs of damages caused by the auto accident. Unfortunately, auto insurance companies will do everything in their power to deny your insurance claim or offer you the lowest possible amount.

If you or a loved one have found themselves in this difficult situation, speaking to an uninsured motorist accident attorney with experience handling these types of claims can help you obtain the maximum compensation you deserve. Our Austin uninsured accident attorneys are here to represent clients that have fallen victim to personal injuries resulting from the negligence of an uninsured or underinsured driver. To discuss the unique circumstances with an experienced personal injury attorney, contact us at (512) 441-1111 or via our online contact form.

Why Choose the Bonilla Law Firm PLLC?

• We will conduct a thorough investigation and our Austin car accident lawyers will work on your case until the end.
• Our attorneys draw on decades of litigation experience to successfully secure compensation for Austin personal injury victims.
• We work effectively in search of the most optimal means of obtaining the best possible results.
• We handle all accident cases on a contingency fee basis, meaning we never charge a fee unless we recover money on your behalf.
• Our motorcycle accident attorneys in Austin offer free consultations to any prospective clients.

How to Protect Yourself?

All insurance companies in Texas are required to offer Uninsured/underinsured motorist coverage, but policyholders have the option of rejecting this line of coverage. You should check with your insurance company if you are unsure on whether or not you have this type of coverage. Reconsider initiating this type of coverage if you did reject it, as it will protect you from unnecessary additional stress when involved in potential future car accidents.

What To Do After You’re Hit by an Uninsured Driver?

• Call the police. Regardless if the other person has insurance or not, it’s always a good idea to call the police after car accidents that have transpired. If the at-fault driver is an uninsured motorist, you will have the police report stating that fact, and it will help make the claims process smoother.
• Go through your insurance provider. The other driver could face hefty fines and fees for not having insurance so they may try to offer you money in order to avoid legal repercussions. There’s no way to tell the extent of your injuries and damage, accepting money may mean you end up paying in the end.
• Exchange information. You will need their contact information, even though they aren’t insured. Also ask any eye witnesses how to get in contact with them, as their statements can prove beneficial during the accident claims process.
• Gather details. Write down the make and model of the vehicle involved, time and location of the accident, the direction you were traveling, weather conditions, what happened right before the accident, traffic and road conditions at the time, and the name and badge number of the responding officer.
• Take pictures. Capture any damage done to your vehicle and the other car, the other driver’s license plate, traffic signs and the direction each vehicle was traveling.
• Notify your insurer. File a claim as soon as possible, as most insurance companies have a strict time limit on when you may file an underinsured or uninsured motorist claim.

How an Uninsured/Underinsured Motorist Accident Attorney Can Benefit You

If your insurance company has acted in “bad faith,” a term used to describe any tactics an insurance company uses to avoid paying on a claim, then seasoned car accident attorneys that have experienced dealing with difficult automobile insurance agents can help. Your insurer may do the following things, among others:

• Refuse to pay on your claim
• Unnecessarily delay your claim
• Fail to pay in a timely manner
• Require an unnecessary amount of paperwork to process your claim
• Deny your claim within an unreasonable time-frame
• Fail to provide adequate reasoning for denying your claim

Motor vehicle accident victims, that have suffered any sort of bodily injury, should not be subjected to the added stress of dealing with insurance company tactics. Hiring a skilled Austin uninsured accident lawyers will benefit you by allowing you to avoid the range of complicated matters that arise in your claim.

What is the Minimum Amount of Car Insurance in Texas?

In Texas, it is state law to provide proof of insurance. If you are involved in an auto accident you will be required to show proof of insurance to the other individuals involved in the accident, or responding to the accident.

According to Texas Department of Insurance,  the minimum amount of insurance coverage is $30,000 for injuries per person, up to a total of $60,000 per accident and at least $25,000 of coverage for property damage. Although this is the minimum amount of car insurance mandated by the state, it may be a good idea to buy additional liability coverage.

Additional liability coverage can be extremely beneficial in the event of a multi-vehicle accident or if a vehicle is totaled in the accident. Although the minimum outlined above will be sufficient for coverage purposes under Texas Law, if there is damage that exceeds the coverage another individual involved in the accident may sue you for damages.

Were You Involved in an Accident With an Uninsured Driver?

Our Austin uninsured accident attorneys have over 30 years of experience dealing with insurance companies for uninsured/underinsured motorist accident victims. Our team of qualified and experienced attorneys will protect your interests and fight that our clients are compensated for damages. Call or contact us via our online contact form. Our personal injury lawyers offer free, no obligation case evaluations to help guide you through this difficult time.